OPay is best known in Nigeria. Meanwhile, the payment company has many footprints in other countries around the world. To be precise, OPay is not only operational in Nigeria or other African countries, the platform is also functioning in other continents like Asia.
In this article, I’m going to walk you through the list of countries using OPay around the world and what they know Opay for. For instance, Opay is known as the leading mobile money operator that almost every house in the country can fulfill their day-to-day financing without the app.
List of countries using OPay
- Nigeria
- Egypt
- Kenya
- Mexico
- Rwanda
- Ghana
- South Africa
- Uganda
- Tanzania
- China
- Pakistan
In a nutshell, OPay is currently operating in 11 countries around the world in 2025.
What OPay is being used for in countries
Let’s start with Nigeria which is the largest market for OPay. Nigeria is one of the largest financial markets in Africa. OPay entered into the country in 2018 with the acquisition of PayCom—a software company.
Together with PalmPay, OPay is lead the Nigerian’s mobile money markets with the approval from the financial regulators of Nigeria such as the CBN, NIBSS and the SEC.
OPay is known as the leading mobile money operator in Nigeria. The company holds a 22% share of the Nigerian mobile money/mobile payment market and has the largest merchant network in the country.
In Egypt, OPay entered the North Africa market with an approval from the Central Bank of Egypt (CBE) to support the country’s move toward cashless economy. In partnership with Masria Digital Payments (MDP), OPay is known for issuing prepaid cards in Egypt.
OPay dived into South Asia with an acquisition of Finji, a Pakistani financial company. OPay leverages and uses Finja’s ready-made Electronic Money Institution (EMI) License and Approval to run digital wallets that allows Pakistani to recharge their phones. In other words, OPay is recognized in Pakistan as a bill payment platform.
In partnership with MasterCard, OPay is well recognized as a virtual payment solution, like Moniepoint’s Monnify, in Kenya. The mobile money platform has been in existence in Kenya since 2019 when Chinese investors were testing African market the platform will yield maximum returns and now has become one of Safaricom’s M-Pesa competitors.
OPay is also available in Ghana as part of Nigeria mimick. OPay is also operating in Ghana as a mobile money platform. Together with PalmPay, they’re both competitors in the Nigerian and Ghanaian financial markets.
Lastly, China is the originated country of OPay. China and OPay maintain a strong business relationship, primarily through significant investments from Chinese companies. As we all know, OPay leads financial technology company in Africa by offering mobile payment, money transfer, and digital banking services.
The investment of several major Chinese technology firms have contributed to OPay’s growth and expansion across the continent and beyond. Because of this support, OPay works like some Chinese apps, such as Alipay, which also help people pay for things easily.
