Here are the bad side of OPay you need to know in 2025.
Disadvantages of OPay
Honestly speaking, OPay app is the most reliable digital banking app in Nigeria. In fact, many people trust the platform more than traditional banks. Speaking about its OPay app disadvantages, I can say OPay mobile banking has no downside. However, there are some OPay POS disadvantages but not much. The first Opay PoS downside I would talk about is cost of acquisition. OPay POS is relatively one of the most expensive POS machine in Nigeria. Another thing I can talk about is OPay POS daily target. Although, not all Opay POS machines have a daily target. However, some agents still need to meet up with daily target to keep their POS up running. Furthermore, OPay have a very strict requirement about Know your customer service. For OPay users to complete his or her KYC, the user might go through a lot of stress. This strict requirement is imposed by CBN to all fintech companies in Nigeria. Is my BVN safe with OPay Yes, it’s generally safe and secure to add your bank verification number (BVN) to…
About the author
Temmy Samuel is a seasoned journalist with extensive experience in consumer tech, economy, finance, business, money and politics. Currently, he’s studying Accounting at the Federal University of Oye-Ekiti.
